I am a third-year PhD student at MIT Sloan. Previously I worked at Chicago Booth after graduating from the University of Chicago with degrees in Mathematics, Economics (Honors), and Statistics.

My research interests are Banking, Debt Contracting, and Corporate Finance.

Working Papers

"Reshuffling of Human Capital in Financial Intermediation"

with Young Soo Jang, Vrinda Mittal

"Firms' Leverage Targets"

with Jiacheng Liu

Presented at: MIT Finance Lunch

"Tax Policy and Syndicated Loan Contracting"

with E. L. Maydew, M. A. Phillips

R&R at Journal of Accounting Research

Presented at: 15th EIASM Conference on the Current Research in Taxation, Emerging Scholars in Accounting Conference at Boston University 2025*, IESE Tax Conference 2025, MIT PhD Student Brown Bag, NYU Big Apple Conference 2025*, University of Toronto*, University of Utah*, University of Florida*

Work in Progress

"When Expertise Matters: Loan Officer Industry Specialization, Loan Pricing, and Contract Design"

Presented at: MIT

"Information Covenants in Nonbanking Direct Lending"

with M. A. Phillips, J. P. Weber

Presented at: MIT (2x)

* presented by coauthor

Other Work

"Why Stock Buybacks Increase Financial Stability in Banking"

with S.P. Kothari, Hamid Mehran

Teaching

TA for 15.720 Corporate Financial Accounting (EMBA)
MIT Sloan, Spring 2026 — Professor Nemit Shroff
TA for 15.511 Corporate Financial Accounting
MIT Sloan, Summer 2025 — Professor S.P. Kothari
TA for 15.511 Corporate Financial Accounting
MIT Sloan, Summer 2024 — Professor S.P. Kothari